I've got a small studio I rent to work in, and I bought a new sewing machine. I just pay month to month for the studio, but I bought the sewing machine on credit. I put down $200, but the machine cost $900. I'll be paying $50 a month until it's paid off. As long as I don't miss a payment, the company gave me a 0% financing rate, though, so I won't even have to pay any extra in interest. I've always wanted this machine and a studio space, but I never wanted to pay for it. If I'm bringing in sales, though, then I can justify it. Other than that it's just supplies and some money for the website and online advertising and some credit card fees.